FREQUENTLY ASKED QUESTIONS

Q. Who is Spyda Finance?
Spyda Finance is a private company that arranges home loans for prospective home owners and investors alike as well as commercial and consumer funding. Spyda Finance has access to over 25 lenders. We tailor the lenders solutions to the customer’s needs, a practice which most traditional lenders offer in reverse. Our service is totally free of charge to you the customer.

Q. What locations does Spyda Finance cover?
Spyda Finance can cater to clients Australia wide and overseas. We provide funding Australia wide, for residents as well as for customers living abroad. We can cater to foreign investors or residents who are not permanent citizens of Australia. For a face to face consultation we service the Northern Rivers area of NSW and all of South East Queensland.

Q. What does Spyda Finance do?
Spyda Finance is a financial consultancy service. Our purpose is to arrange custom made solutions that suit the customers financial needs now and into the future, rather than the lenders. For standard residential loans our service is at no extra cost to the borrower, in fact, our aim is to save you more money.

Q. How does Spyda Finance work?
We specialise in assessing your individual needs and matching them to lending options available. This includes reviewing all the terms, conditions and fees. The guiding principle revolves around understanding your needs as a borrower. Our experience and ability to put the complex jargon into laymen’s terms will assist you in making an educated and informed financial decision.

Q. Can I refinance my loan with Spyda Finance?
Yes. With the introduction of solutions like “lines of credit” and “off-set accounts“, this may be an option that is well worth a look. Also over the last 12 months funding lines have become much more competitive with their discounts and packages, it is always worth asking us for a quote - talk to us about your options and we’ll show you how to pay less. This can be done at no cost to you with no obligation.

Q. What can I use Spyda Finance for?
We can provide options and arrange finance for owner occupied, investment, personal, leasing and commercial purposes all over Australia. Refer to ‘Our Services’ to find your particular need, and our ‘Loan Solutions’ for more detailed information on the types of solutions on offer. In short we become your ‘one stop financial shop’ with unbeatable service that continues after settlement.

Q. Is Spyda Finance a free service?
Yes. It costs no more to use Spyda Finance than if you went to the funding line directly. In some cases you may find we can actually save you money. The funding line pays us for the business.

Q. What does a Spyda Finance Consultant provide?
Being an Australian Owned & operated family business we are able to provide you with excellence in personal service. We explain the process of borrowing, complete the application and have an indicative approval within 48 hours. We will manage your loan from Day 1 (application) until settlement. We liaise as one point of reference for you, the bank, your solicitor and the real estate agent to ensure all parties are on track at all times. We can assist you with signing your loan contracts and provide contacts where you need them for solicitors, estate agents, insurers, building and pest inspectors and even valuers. At Spyda Finance our point of difference is our customer service and understanding during your application process and after settlement, ensuring you are completely comfortable and satisfied with your borrowing experience.

Q. Want to know more?
Feel free to ‘Contact Us’ at Spyda Finance your enquiry will be answered within 24 hours.